LENDERS

As a real estate lender, protection of the collateral for your loans is of utmost importance to you, whether you are making multi million dollar loans on commercial shopping centers or $20,000 equity line loans to homeowners. Chicago Title Company has a variety of products, each designed to respond to a specific need. More than 150 years of experience coupled with the highest insurance reserves in the industry assure you of the greatest level of protection available. Regardless of size, the experienced, dedicated members of our staff will give every transaction the attention it deserves.

LOAN POLICY PLUS ENDORSEMENT
For an insured lender, the Plus Endorsement provides comprehensive coverage against loss by reason of certain off-record risks and post-policy occurrences when combined with the Extended Coverage ALTA Loan Title Insurance Policy (10-17-92). The Plus Endorsement also meets the lender's critical need for:

No Creditor's Rights Exclusion
No Usury Exclusion
No "Doing Business" Exclusion

Chicago Title's Plus Endorsement is available for a one-to-four family residence or condominium unit. Additionally, it provides an automatic 5% increase per year up to 125% of the amount of insurance stated in Schedule A after five years.

The following additional protections against loss can be secured when you request a Chicago Title Loan Policy Plus Endorsement:

Expansion of existing Access Coverage
Expansion of existing Mechanic's Lien Coverage requiring insurer to pay defense costs
Usury Law Protection
Accurate Street Address Protection
Missing Improvements Shown in the Policy
Zoning Law Violations
Subdivision Map Law Violations
Building Permit Violations
ALTA Form 9 Endorsement Protection
Survey Protection
Violation of Restrictions
Encroachment Protection
Damage from Mineral or Water Extraction
ALTA Form 6 Endorsement Protection
ALTA Form 6-2 Endorsement Protection
Post Policy Forgery Protection
Environmental Lien Protection
Loss of Priority Protection

In addition, the Plus Endorsement Provides:

Inflation Protection
Doing Business Protection
Creditors' Rights Protection

The charge for the Loan Policy Plus Endorsement is 10% of the premium charged for the Policy to which the Plus Endorsement is attached.

For a detailed description of the Loan Policy Plus Endorsement, please contact your Chicago Title representative or your local Chicago Title office.